Connect your bank. Point your phone at any bill. We handle the rest.
No spreadsheets. No phone calls. No stress. Just snap and save.
Point your camera at any bill — utilities, insurance, subscriptions, loans — and let BillChat do the rest.
Ask anything. "Is this rate high?" "Am I being overcharged?" "How do I get a discount?" BillChat answers instantly.
Get personalized recommendations, dispute templates, and better-rate alternatives curated just for you.
BillChat negotiates with providers on your behalf or switches you to a better plan automatically, after your approval.
BillChat turns every bill into actionable intelligence.
Spot trends across your entire billing history. Understand why costs rise month over month.
Get notified before your bill arrives. BillChat estimates your next charge and flags unexpected spikes early.
See how your bills compare to similar customers nearby. Know instantly if you're overpaying.
BillChat flags the charges providers commonly waive — then takes the negotiation on for you.
Based on your actual usage, BillChat tells you exactly what to cut, downgrade, or renegotiate.
Download a clean bill summary PDF or share it with a partner or accountant.
No credit card required to get started.
BillChat users scan their bills the moment they feel overcharged — the exact moment they're ready to switch. Partner with BillChat and be the answer.
Reach people actively comparing bills in your category — customers surfaced the moment they say "cancel," "better rate," or "switch."
Our suggestion engine pairs your pricing with live bill signals and tells you what to offer and when — days before bills land, right when rates spike.
Upload your plans and FAQs once. Your BillChat concierge answers customers 24/7 in your voice — and hands hot conversations to a human when it matters.
Commission on verified switches only — proven when the customer's next scanned bill shows the savings. No retainers, no ad spend, no wasted budget.
BillChat is the AI layer for everything bill-related — scanning, understanding, negotiating, switching. As bills go AI-first, the businesses inside BillChat lead the market with us.
Customers keep more of every bill. You win customers who chose you. BillChat only earns when both happen — one deal, three winners, zero fine print.
Founding partnerships are open now — a custom AI concierge, built for your business. See what's included.
Every chat tool counts conversations. OMNIA — the engine under BillChat — measures what conversations lead to, and proves it. That difference is why our partners know exactly what's working, and everyone else guesses.
Message counts and response times are vanity metrics. OMNIA connects every conversation to what happened next — a quote requested, a customer switched, a job booked — and scores what actually drives results.
Your influence score runs 0–111, and every point is traceable to the exact conversations and outcomes behind it. No black box, no "trust our algorithm" — open the score and see why.
OMNIA scores can't be inflated by follower counts or ad spend. The top of the scale unlocks only through real, verified results — which makes a high score mean something.
Every data point OMNIA holds carries explicit consent and stays deletable. Nothing is measured or scored without permission — a standard most of the industry hasn't even attempted.
We help alleviate financial stress at home so you can focus more on what makes you happy.
The middle class is being squeezed from every direction — inflation outpacing paychecks, bills that creep up quietly, fees nobody explains, and hours lost on hold fighting them. Most families aren't struggling because they made mistakes; they're struggling because the system is built to be confusing. We genuinely care about changing that. BillChat exists to put money back in people's pockets and make the entire experience easier — every bill understood, every overcharge caught, every dollar saved going back where it belongs: with you.
Join the waitlist and get early access when we launch.
You're in! We'll be in touch soon. 🎉